Home ownership is known to be the best step to securing your financial future. Whether you are a first time home buyer or have owned property already, finding the right mortgage to match your financial goals is key to making home ownership work for you! 

 Lindsay Martin with Martin Home Financial brings over 23 years mortgage experience to help guide you through the process. Powered by Promise Home Loans, NMLS 2372318, Martin Home Financial has access to 50+ lenders to search and design the best mortgage product for your home needs. 

Home buying

I offer mortgages for home buying in most situations.  I have first time home buying solutions (including conventional, FHA, VA and USDA products). I can also design mortgages for buying additional residences and investment properties. Every home purchase is a unique situation. And that includes deciding on the right mortgage product for the transaction.

Refinance

Refinancing is a smart tool to reduce the interest rate and/or length of the mortgage on existing mortgages. Save money on lowering your monthly payment or save money over the life of the loan with reducing the total interest due. Depending on your goals,  I can suggest a refinance plan that works to fit your needs.

Cash Out Refinancing

Make your home equity work for you. It's possible to refinance existing high interest rate debt into your mortgage loan to save on interest. Or take money out of your home and apply it towards a remodel!